Life Insurance & Estate Planning

  • Calculation of the proper amount of insurance to cover risk using sophisticated methods that take into consideration business holdings
  • Helping you plan your estate and ensuring assets go where you want them to go
  • Consultations with chartered accountants to reveiw current plans and help implement new ones
  • Free, no obligation review of your current insurance and associated plan for a 2nd opininon

Living Benefits Insurance

  • Critical Illness Insurance
  • Disability Insurance

Financial & Business Planning

  • Pension plans for small to medium sized businesses
  • Health Spending Accounts
  • Retirement Savings Plans
  • Tax Efficient Segregated Fund Investment Planning
  • Debt Reduction

Service Procedures

  • Compilation of estate survey- lists net worth, estimated tax liability on estate, summary of other financial assets
  • Availability to discuss any issues identified with other professional advisors (ie. lawyer, accountant, banker, etc) 
  • Provided (if applicable) with formal letter reviewing objectives, issues, alternatives, and recommendations
  • Available at all times to assist in researching issues relating to estate, tax, investment and insurance planning
  • Analysis of succession plans, shareholder agreements and risk management strategies
  • On-going (monthly, semi-annual, or annual) updates
  • Assistance in interpreting any other financial information that pertains to your portfolio